Second Chance Apartments in Kentucky

Who qualifies for low-income housing in KY?

In Kentucky, low-income housing is typically available to individuals and families who meet certain income and eligibility requirements. To qualify, applicants typically must:

1. Meet income limits: Vary by location and program, but generally 50-80% of Area Median Income (AMI).
2. Be a U.S. citizen or eligible immigrant.
3. Be a Kentucky resident.
4. Meet priority requirements (e.g., homeless, elderly, disabled, or working families).
5. Pass a criminal background check.
6. Meet specific program requirements (e.g., Section 8, Public Housing, or Rental Assistance Programs).

Income limits vary by location, but generally, eligible applicants must earn below:

• 50% AMI (extremely low-income): $25,000 – $35,000 per year (1-4 persons)
• 60% AMI (very low-income): $30,000 – $45,000 per year (1-4 persons)
• 80% AMI (low-income): $40,000 – $60,000 per year (1-4 persons)

Note: Income limits and eligibility requirements may vary depending on the specific program and location. It’s best to contact Kentucky Housing Corporation or local housing authorities for detailed information and to apply.

How far back do apartment criminal background checks go in KY?

In Kentucky, apartment criminal background checks typically review 7-10 years of history, but can vary depending on the screening company and criteria. Misdemeanors are usually considered for 5-7 years, while felonies are reviewed for 7-10 years. Sex offenses and violent crimes may be considered regardless of age. 

However, Kentucky law allows for expungement of certain records, and some screening companies may consider older convictions in certain circumstances. Individual landlords or property managers may have their own criteria, so it’s best to ask about their specific policies.

What is the Kentucky Emergency Rental Assistance program?

The Kentucky Emergency Rental Assistance Program (KERAP) provides temporary rental assistance to eligible households impacted by COVID-19. The program aims to help households who are:

• Renters
• Experiencing financial hardship due to COVID-19
• At risk of homelessness or already homeless
• In need of temporary assistance to maintain housing stability

KERAP offers:

1. Rent assistance for up to 12 months
2. Utility assistance (electricity, water, gas, internet)
3. Security deposit assistance (up to 2 months’ rent)
4. Case management services to support housing stability

Eligibility requirements:

1. Must be a Kentucky resident
2. Meet income guidelines (varies by household size)
3. Be experiencing financial hardship due to COVID-19 (reduced income, increased expenses, etc.)
4. Be at risk of homelessness or already homeless
5. Not receiving other forms of rental assistance

To apply, contact a local KERAP service provider or submit an online application through the Kentucky Housing Corporation’s website.

What is the PRC program in Kentucky?

The PRC (Permanent Supportive Housing) program in Kentucky provides long-term rental assistance and supportive services to individuals and families who:

1. Are homeless or at risk of homelessness
2. Have a disability (physical, mental health, substance abuse, or HIV/AIDS)
3. Require supportive services to maintain housing stability

PRC programs in Kentucky offer:

• Permanent housing rental assistance (rent and utilities)
• Individualized supportive services (case management, counseling, transportation, etc.)
• Access to community resources and services

The goal of PRC is to help participants achieve:

1. Housing stability
2. Increased independence
3. Improved health and well-being
4. Enhanced quality of life

To be eligible for PRC in Kentucky, individuals must:

• Meet the definition of homelessness or be at risk of homelessness
• Have a verified disability
• Be low-income (at or below 30% of Area Median Income)
• Require supportive services to maintain housing

PRC programs are available in various Kentucky cities, including Louisville, Lexington, and Covington. Contact the Kentucky Housing Corporation or local service providers for more information and to apply.

What is an illegal eviction in Kentucky?

In Kentucky, an illegal eviction occurs when a landlord or property manager violates state eviction laws, causing harm to the tenant. This includes self-help evictions, lockouts, utility shut-offs, removal of belongings, threats, and failure to follow proper procedures. Retaliation and discriminatory evictions are also illegal. 

If you’re facing illegal eviction, seek help from Kentucky Legal Aid, housing advocates, or local law enforcement. Remember, landlords must follow specific procedures, and you have rights to protect yourself and your property. Take action if you believe your rights are being violated.

How much does an eviction cost in Kentucky?

In Kentucky, the cost of an eviction ranges from $200 to $1,500 or more, depending on the circumstances. The breakdown includes filing fees ($40-$120), service of process ($50-$100), attorney fees ($200-$1,000), and court costs ($50-$200), with additional costs for late fees, damages, and other expenses. Total estimated costs range from $540 to $1,620, with potential extra fees for writ of possession, sheriff’s fees, and storage costs.

Can you expunge an eviction in KY?

In Kentucky, evictions are typically considered public records and can be challenging to expunge. However, there are some possible options:

1. Settlement or dismissal: If the eviction was settled or dismissed, you may be able to have the record expunged.
2. Sealing: Kentucky allows for sealing of eviction records in certain circumstances, like if the eviction was more than 5 years ago and you’ve had no further evictions.
3. Expungement: In limited cases, Kentucky courts may grant expungement of eviction records, typically requiring a showing of “actual innocence” or “manifest injustice”.

To pursue expungement or sealing, you’ll need to:

• File a motion with the court where the eviction occurred
• Provide supporting documentation and arguments
• Attend a hearing (if required)

Keep in mind that Kentucky law and procedures can change, so consult with an attorney or legal aid organization for guidance on expunging an eviction in Kentucky.